Professional Insurance Services

Trust Your Local Independent Insurance Agent

Don’t Settle For Less

Your resource for finding a professional insurance service for your needs.

Welcome to the North Central Independent Agents Association web site servicing St. Joseph, Elkhart and LaPorte County. Here you will find …

  • Professional Independent Insurance Agents in the three county area
  • Why should you do business with a local Independent Insurance Agent
  • Helpful insurance tips and links

With your local Independent Insurance Agent, you will find professional insurance service, from underwriting and placing your insurance policies, to recommending coverage that you need and assisting you during a claim. Trust your local Independent Insurance Agents!

Your Independent Insurance Agents

About Us

The North Central Independent Agents Association was formed to help promote the professional Independent Insurance Agents in the St. Joseph, Elkhart and LaPorte Counties. Our goal is to uphold the highest in professionalism in our industry. We aim to be the source of choice for the needs of policy holders in our area. By choosing an NCIA Member as your agent, you can be sure that you are choosing a true insurance professional.

We do this by holding and promoting Continuing Education Classes in the Insurance field. We do this by offering grants and scholarships to advance the education of the professionals in our industry. We do this by way of this website to make the public aware of our group of Agents.

Getting Started

Why Should I choose an independent agent?

They Give You a Choice

They are Licensed Experts

They are Personal Advisers

They are Your Advocate

They Are Right Around the Corner

They Offer One-Stop Shopping

They are Consulants for a Lifetime

You Have a Choice

Unlike other agents, an independent insurance agent is not tied to one insurance company. You don’t need to change agencies as your insurance and service needs change.

One Stop Shopping

An independent insurance agent offers many plans through many companies, giving the consumer the potential for the broadest range of coverage at a competitive price.

Treated Like a Person

An independent insurance agent treats you like a person, not a number. You can develop a personal relationship with your independent insurance agent.

personalized claims

An independent insurance agent provides personalized claims service. Your independent insurance agent is there for you when you need help.


There is a Difference in Where You Buy Your Insurance

Some people think it doesn’t really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn’t like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don’t treat the purchase lightly!

There is a difference in where you buy your protection. Many people don’t realize there are three sources for insurance:

  1. Captive Agents, who can sell you the insurance products of only one company.
  2. Telephone Representatives, who can offer you the insurance products of one company, and only on the telephone.
  3. Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and service.

Get In Touch


David Giles – President

Leadership Insurance Agency
52303 Emmons Rd.
Suite 31
South Bend, IN 46637